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Recover Faster After A Tornado

A tornado crisis policy covers up to $15,000 for any out-of-pocket costs, such as your deductible, within days, enabling you to bounce back faster.

What is a Tornado Crisis Policy?

Traditional insurance policies may not provide the coverage needed for full financial protection after a crisis, leaving you to cover large deductibles and repairs out-of-pocket. Tornado crisis coverage supplements your home policy and helps fill this gap, providing funds that can help with all your post-disaster expenses to make quick recovery possible.

How Does It Work?

The process begins after a tornado has been identified in your area and damages your property.

The National Weather Service assesses the tornado damage. That data is used to determine if you are eligible for a payout.

You will be contacted to confirm damage. If the insured property is damaged, you get a payout based on the EF level at your property.

Fast Payments

In the event of a crisis, like a tornado, it may take weeks to settle a homeowner insurance claim. With a tornado crisis policy, you can receive supplemental payments in days, providing funds that can help with all your post-disaster expenses and aid in quick recovery. Quick recovery is possible.

Simple To Use

With an easy quoting and application process, you'll be covered in no time. Streamlined claims with no lengthy paperwork enables you to receive the immediate funds you need to bounce back faster. 

Transparent Process

You have clear visibility at every step of the claims process. Via your policyholder portal, you'll be able to see damage paths and polygons for any National Weather Service rated tornado as well as see where payment can be distributed directly to your bank account. 

Lock In Your Rate With Our Trusted Insurance Partner

In 1971, Iowa Bankers Association formed Iowa Bankers Insurance and Services (IBIS) as a full-service insurance agency tasked with providing insurance and other service solutions. IBIS Agency Services continues to facilitate the success of our nearly 200 agency partners who aid their communities by providing access to insurance services and more.

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